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12/19/2024
14 : 4

The Bank Underground Christmas Quiz 2024

Before Bank Underground goes off on its Christmas holidays, it's time for the Annual Bank Underground Christmas Quiz! We hope you enjoy testing your knowledge on our festive themed questions on
12/10/2024
6 : 34

Zero-day options and financial market vulnerability

Bowen Xiao Zero-day options have exploded in popularity in recent years, accounting for approximately half of S&P 500's total options volume, a ten-fold increase from just 5% in 2016. Their
12/10/2024
5 : 54

Stable gilts and stable prices: assessing the Bank of England’s response to the LDI crisis

Nicolò Bandera and Jacob Stevens How should the central bank conduct asset purchases to restore market functioning without causing higher inflation? The Bank of England was faced with this question
12/3/2024
9 : 4

Adaptation is to mitigation what Robin is to Batman

Jenny Clark and Theresa Löber The UK's climate continues to change, getting wetter and warmer, with extremes becoming ever more pronounced. Even if we limit global warming to 1.5°C above pre-
11/29/2024
12 : 4

Weathering the storm: the economic impact of floods and the role of adaptation

Rebecca Mari and Matteo Ficarra. Floods are the most costly natural disaster in Europe. In the UK, they account for around GBP1.4 billion in annual losses. Yet, evidence on the macroeconomic
11/28/2024
12 : 4

Staying afloat: the impact of flooding on UK firms

Benjamin Crampton, Rupert-Hu Gilman and Rebecca Mari. With climate change set to increase the frequency and intensity of flooding in the UK, it is important to deepen our understanding of the potential
11/27/2024
12 : 4

The heterogenous effects of carbon pricing: macro and micro evidence

Ambrogio Cesa-Bianchi, Alex Haberis, Federico Di Pace and Brendan Berthold To achieve the Paris Agreement objectives, governments around the world are introducing a range of climate change mitigation
11/26/2024
12 : 4

Climate and monetary policy series

Boromeus Wanengkirtyo, Francesca Diluiso, Rebecca Mari, Jenny Chan, Ambrogio Cesa-Bianchi and Alex Haberis. Climate change is becoming increasingly important for monetary policy as the world
11/26/2024
12 : 4

Some implications of climate policy for monetary policy

Francesca Diluiso, Boromeus Wanengkirtyo and Jenny Chan. This post examines key aspects of climate mitigation policies that could matter for monetary policy, using insights from structural climate
11/19/2024
10 : 24

Using causal inference for explainability enhancement in the financial sector

Rhea Mirchandani and Steve Blaxland Supervisors are responsible for ensuring the safety and soundness of firms and avoiding their disorderly failure which has systemic consequences, while managing
11/15/2024
6 : 44

Nonbank lenders as global shock absorbers

David Elliott, Ralf Meisenzahl and José-Luis Peydró Capital flows and credit growth are strongly correlated across countries. Macroeconomic evidence suggests that this 'global financial cycle'
11/15/2024
6 : 24

With the arrival of stablecoins, is it time to pay farewell to traditional payment rails?

Aly Soliman Stablecoins have emerged as an innovative form of money in the financial landscape. While they represent a small fraction of the global financial system, stablecoins have grown by US$30
10/23/2024
8 : 4

International spillovers from climate policy

Francesca Diluiso and Aydan Dogan To achieve the emissions reduction targets outlined in The Paris Agreement, many economies have started implementing various types of climate policies. These policies,
10/20/2024
5 : 54

30+ year mortgages – are these the new norm? What does this mean for financial stability?

James Waddell and Meghna Shrestha An increasing number of households in the UK are opting for longer-term mortgages, with the share of borrowers taking out new mortgages with terms 30 years or longer
10/3/2024
8 : 4

Sharing interest rate risk: who is trading and what affects the costs?

Ioana Neamțu, Umang Khetan, Jian Li and Ishita Sen What do the 2023 Silicon Valley Bank collapse and the 2022 UK pension fund crisis have in common? Interest rate risk. Several sectors in the economy
9/26/2024
8 : 14

Payments without borders: using ISO 20022 to identify cross-border payments in CHAPS

James Duffy and James Sanders Understanding a payment's journey around the globe can be difficult. As the operator of the UK's high-value payment system (CHAPS), the Bank is all too familiar
9/25/2024
8 : 4

Shining a light on private equity backed corporates in five findings

Neha Bora, Sarah Burkinshaw, Alice Crundwell and Tuli Saha Private equity (PE) has rapidly become an important source of financing for UK businesses. Funds use pools of capital, largely from
9/10/2024
8 : 4

We are not an island: how have the UK’s external balance sheet risks changed over the past two decades?

Colm Manning and Alice Crundwell No country is an island – in terms of economics at least, if not geography. Trade and capital link all the economies of the world. Relative to GDP, the UK has more
9/5/2024
8 : 4

Global value chains and inflation: how imported inputs shape UK prices

Aydan Dogan, Melih Firat and Aditya Soenarjo How does the use of imported inputs in production affect inflation dynamics in the UK? Over the past few decades, with the rise of global value chains (GVCs
9/4/2024
8 : 4

A simple model of the effects of entity and activity constraints on alternative investment funds

Leo Fernandes, Harkeerit Kalsi, Nicholas Vause, Matthew Downer, Sarah Ek and Sebastian Maxted Hedge funds and other alternative investment funds (AIFs) often take positions in financial markets that